Invoice without your own company
We help you invoice your customers, handle VAT and taxes, and pay out your net salary. Simple, secure and fast.
Invoice #2026-014
Linnea Andersson
Your net salary
17,246 SEK
Tax & VAT
Handled automatically
Everything you need to invoice without your own company
We take care of the admin so you can focus on your work.
Simple invoicing
Create professional invoices in minutes. We send them on your behalf.
Secure handling
We take care of VAT, employer contributions and tax payments.
Fast payout
Once the invoice recipient has paid the invoice, Accly Frilans pays out your salary within 1–3 days.
Save time
No company of your own, no bookkeeping. We handle everything for you.
From idea to paid salary.
Four simple steps from sign-up to the money landing in your account. Accly handles everything in between.
STEP 01
Create an account
Sign up for free and fill in your details. It only takes a few minutes.
STEP 02
Create an invoice
Add your customer and create an invoice for the work you've done.
STEP 03
We send the invoice
After review, we send the invoice to your customer under our details.
STEP 04
Get paid
Once the customer has paid, your net salary lands in your account.
Calculate your net salary
See exactly how much you'll take home after all fees.
Service fee 1.45%
Minimum SEK 175 per invoice, maximum SEK 795 per calendar month
Same price whether you're paid per invoice or once a month
Employer contribution: 31.42%
No occupational pension is set aside.
Your net payout (salary)
SEK 26,246
52.5% of the invoice amount
Insurance is included, no extra fees and no lock-in period with Accly Frilans.
Everything included in a single fee
Our service fee of 1.45% covers everything. No hidden costs, no complicated bookkeeping. You focus on the job, we handle the rest.
"A smooth platform. Support was in Swedish, and it was worth its weight in gold when I had questions about VAT or tax."
Daniella
Digital marketing
"I love the overview. Everything is in one place. It saves me hours every month and I can do it all from my phone."
Kerstin
Nurse
"As a new freelancer I was nervous about the paperwork and whether the invoices would look genuine. Accly makes it all possible."
Ronja
Event coordinator
Why do freelancers choose Accly Frilans?
Your journey with Accly
Wherever you are on your journey as an entrepreneur, we're with you all the way.
Accly Frilans
Invoice without your own company. Perfect if you're a freelancer, consultant, or just want to test a business idea without the hassle.
Get started for free
Accly ERP system
Moving from freelancer to business owner? Accly grows with you. Complete bookkeeping, invoicing and financial management. Built to grow.
We'll notify you when we launch
Freelancer or business owner? Just as smooth either way. Accly is always with you.
How to invoice without your own company
Invoicing without your own company is easier than many think. With umbrella employment through Accly Frilans, you become temporarily employed by us (Accly Systems AB) for each assignment. We send the invoice in our name, handle VAT and employer contributions, deduct preliminary tax and pay out your net salary – just like a regular employer. You get a payslip, income qualifying for sickness benefit (SGI) and full pension contributions, without having to set up a limited company or sole trader business.
It suits you if you freelance, take on the occasional consulting job, play gigs, sell photos, run courses, or want to test a business idea without registering a company straight away. The Swedish Tax Agency (Skatteverket) treats you as an employee – not a sole trader – which makes everything far simpler in terms of tax and bookkeeping.
What does it cost to invoice without a company?
At Accly Frilans, the service fee is 1.45% of the invoice amount, minimum SEK 175 per invoice and maximum SEK 795 per month. No fixed monthly fees, no set-up cost and no hidden surcharges. Employer contributions (31.42%) and preliminary income tax (around 30%) are then applied to your invoice amount – the same rates as for any employee in Sweden.
In practice, you take home around 50–55% of what you invoice excluding VAT as net salary in your account. See the full price list and calculate it yourself.
Who is it for?
- • Freelancers & consultants invoicing business customers
- • Musicians, artists and cultural workers with occasional gigs
- • Photographers & creatives taking on assignments alongside a job
- • Tradespeople who want to invoice with ROT or RUT tax deductions
- • Writers, translators & teachers selling their time
- • Students testing a business idea before starting a company
In short: anyone who wants to invoice as a private individual or invoice as a freelancer without needing a registered company.
Frequently asked questions about invoicing without your own company
Here are the answers to what most people wonder before getting started.
Can't find the answer? See all frequently asked questions or contact us.
Ready to start invoicing?
Create a free account today. No fees until you send your first invoice.
Take the next step